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B Choudhary & AssociatesChartered Accountants
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Financial Advisory
Expected Timeline: Ongoing Retainer Leadership

Virtual CFO Services

Strategic CFO leadership, financial modeling, and investor-ready reporting at a fraction of full-time cost.

Overview & Regulatory Scope

Fast-growing startups and middle-market enterprises need high-level financial strategy but may not justify a full-time CFO salary ($150k-$250k/yr). B Choudhary & Associates provides Virtual CFO services led by seasoned Chartered Accountants. We drive financial planning & analysis (FP&A), control burn rate, build 3-statement financial models, structure cap tables, prepare investor pitch metrics, and lead banking relationships.

Key Strategic Benefits

Strategic CFO intelligence at 70% lower cost than full-time executive hire
Data-driven financial modeling for seed, Series A, and venture debt rounds
Rigorous working capital and runway management preventing cash crunch
Robust internal controls, gross margin analysis, and customer LTV/CAC optimization
Active leadership in Board of Directors financial review meetings

Eligibility Criteria & Scope

  • Growth-stage startups preparing for equity/debt fundraising
  • SMEs with turnover between ₹5 Crores to ₹100 Crores scaling operations
  • Companies undergoing rapid expansion, M&A, or international setup

Checklist of Required Documents

1Historical 3-year Audited Balance Sheet & P&L statements
2Current Cap Table & Shareholding pattern
312-Month Sales Pipeline & Revenue projections
4Existing Debt schedules & vendor payment terms

Step-by-Step Execution Workflow

1

Financial Health Audit & Diagnostic

Analyze historical accounting data, gross margins, unit economics, and cash leakage points.

2

Financial Model & Budget Architecture

Build 3-Year financial projection model (P&L, Balance Sheet, Cash Flow) with scenario planning.

3

Execution & Weekly Control Cadence

Implement weekly cash burn control, vendor negotiation, and AR collection tracking.

4

Board Reporting & Investor Relations

Present monthly Board Packs, cohort retention analytics, and assist in investor DD.

Transparent Retainer & Fee Packages

Select a standardized package or request a custom proposal.

Advisory Retainer

₹25,000 / mo

Part-time CFO oversight for early-stage startups.

  • Bi-weekly CFO strategy sessions
  • Monthly Financial Review & Budget vs Actual analysis
  • 12-Month Rolling Cash Flow projection model
  • Email & Slack channel financial advice
Most Popular

Growth CFO Retainer

₹55,000 / mo

Full Virtual CFO engagement for scaling companies.

  • Everything in Advisory Retainer
  • Weekly Cash Burn & AP/AR Control call
  • Financial Model build for Investor Pitching
  • Unit Economics & Gross Margin deep dive
  • Board Meeting presentation & deck drafting
  • Banking & Credit facility negotiations

Fundraise & M&A Special

Custom Advisory Fee

Turnkey transaction advisory for capital rounds & M&A.

  • Data Room setup and Virtual Due Diligence management
  • Valuation Report by Registered Valuer
  • Term Sheet & SHA financial review
  • Post-merger financial integration
Clear Answers

Service-Specific Questions

Common questions about Virtual CFO Services

While traditional accountants focus on historical record-keeping and tax compliance, a Virtual CFO focuses forward—analyzing future cash runways, unit economics, budgeting, capital allocation, and business growth strategy.

Need Direct CA Assistance?

Book a 15-minute diagnostic call with our Senior Managing Partner to clarify regulatory rules, documents, and fee estimates.

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